Your store could lose its next payout over a legal page you didn't know you needed.

Stripe, PayPal and Shopify can freeze your money until you publish the right policies. A single customer dispute can go against you automatically if you have no written refund policy. And "I didn't know" has never unfrozen a payout.

You don't need a $1,500 lawyer or a week of waiting. The Website Legal Vault gives you all 6 pages your website is expected to have — written, structured, and ready to paste in about 15 minutes.

Here's what's quietly at risk right now:

• Your payouts — processors require published policies to keep paying you out

• Your disputes — no refund policy means you lose chargebacks by default

• Your exposure — GDPR and CCPA apply to solo businesses too; one complaint is enough

• Your trust — buyers check for these pages before they hand over a card

Everything you need, in one download:

• Privacy Policy

• Terms of Service

• Refund Policy

• Cookie Policy

• Disclaimer Pack

• DMCA Notice

• Plus: Coverage Map, Install Guide, editable Word files & premium PDFs

A lawyer charges $800–1,500 and takes 1–2 weeks. Free templates online are outdated, country-mismatched, or describe things your business doesn't do — which adds risk instead of removing it. The Vault is $19, once, and live today.

Fill in the highlighted blanks with your business name, paste each page into your site, done. Works with Shopify, WordPress, Wix, Squarespace and any site.

Instant download. One-time $19 — no subscription. Written in plain English, not legalese you have to decode.

Educational templates, not legal advice — for higher-risk businesses we recommend a quick attorney review after you customize.